Staying on track with your personal budget
January 1, 2022
Staying on track with your personal budget
You've taken the first step and developed your personal budget for the year. However, don't set and forget and then expect to achieve your personal finance goals! If you don't monitor your progress, your spending habits are unlikely to change.
So, what steps can you take to ensure you are on track with your Personal Budget?
- Track your spending . Keep a record of your spending. Consider using an App to keep track; while your bank statement is a great source, some transactions may not be clearly identifiable. Keep receipts for any cash payments.
This Christmas, we've put together another festive eBook for you to enjoy! This year, we're focusing on embracing the holiday spirit while gearing up for the year ahead. It's the perfect time to unwind, reflect, and recharge—whether you're with family, friends, or taking some quiet time for yourself. Inside, you'll find fresh ideas to liven up your holiday gatherings and meaningful ways to spend time together while creating more time, mental clarity, and financial freedom. And while we're all about those cozy Christmas treats, we've swapped out the usual gingerbread and fudge for a brand-new, mouthwatering holiday delight. Happy holidays and here's to a joyful, restful season!

